Radhakrishnan Arikrishna Perumal, IEEE Senior Member, is a distinguished Principal Solution Architect based in Texas, USA, with over 23 years of experience driving innovation in enterprise software, AI, and cloud systems. Recognized as a thought leader in applying Artificial Intelligence across insurance, healthcare, and financial sectors, Dr. Perumal brings deep expertise in advanced cloud architectures (Azure/AWS), scalable full-stack development, and ethical AI system design.