关于此电子书
Microfinance Community Impact explores the potential of microfinance to foster economic development and poverty reduction by providing financial services to low-income borrowers excluded from traditional banking. The book highlights how access to credit can empower individuals to start businesses, invest in education, and improve their quality of life, creating a ripple effect of economic change within local economies. It examines the core principles of microfinance, such as group lending, and its historical evolution, while also addressing the challenges of serving vulnerable populations.
The book progresses in stages, first introducing microfinance concepts and operational models. It then analyzes the impact of microfinance on borrowers, communities, and local economies, focusing on household income, employment, and women's empowerment. Finally, it provides frameworks for responsible and sustainable microfinance practices, considering issues like interest rates and client protection.
The book uniquely combines quantitative research with qualitative insights from practitioners and borrowers, offering a comprehensive understanding of microfinance's realities and its role in financial inclusion.
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