The Psychology of Financial Failure: Why People Stay Poor Despite Earning
About this ebook
This book explores the invisible forces—emotional, psychological, and societal—that quietly sabotage financial success. It’s not just about income. It’s about habits, mindsets, and choices that are shaped by fear, pride, status pressure, and lack of awareness.
From lifestyle inflation to EMI traps, from the addiction to instant gratification to the illusion of “deserving” luxuries—we uncover the silent patterns that keep people in a cycle of earning and spending without ever truly building wealth or freedom.
Told in a raw, reflective, and human tone, this book is not a lecture. It’s a mirror—one that shows you the painful but necessary truths about how your relationship with money may be holding you back.
Whether you're a young professional, a middle-class earner, or someone trapped in the illusion of "having enough," this book will help you:
Understand the psychological traps that keep you broke
Break free from toxic financial habits
Redefine what it truly means to be “rich”
Build a life of freedom instead of status
This is not a guide to get rich quick.
This is a guide to stop staying poor… forever.
About the author
Dipta Das is a seasoned trader with over 12 years of market experience, including 6 years in the professional banking sector, where he gained firsthand exposure to the internal mechanics of financial systems, institutional risk models, and liquidity flow within regulated markets.
His journey into trading began not with indicators, but with curiosity — a relentless pursuit to understand why prices move the way they do. From sitting behind terminals in a bank to executing trades as an independent professional, Dipta developed a unique perspective that bridges institutional insight with retail trader application.
Over the years, he has specialized in liquidity-based trading strategies, focusing on smart money behavior, order flow, and structural price action. He has mentored traders worldwide, built trusted educational frameworks, and remained committed to one core belief:
"Success in trading doesn’t come from predicting price. It comes from understanding where liquidity hides and how intent shapes the move."
Today, Dipta continues to trade full-time, write, educate, and support a growing global community of traders who seek clarity beyond indicators, and truth beneath the charts.
