FINANCIAL LITERACY FOR STUDENT FOR GRADE 9: Earn, Spend, Protect – Money Skills for Teens
About this ebook
Book Description:
Why do some teens always run out of money while others manage it smartly?
Because money isn’t just about spending—it’s about understanding, planning, and protecting it.
This book, “Grade 9: Earn, Spend, Protect – Money Skills for Teens,” is your complete guide to becoming financially confident and aware. Written in a simple, relatable tone just for teenagers like you, this book teaches real-world money skills that schools often overlook.
You'll learn about:
Different ways teens can earn money legally and ethically
Spending habits that build a better future
Why taxes matter and how they work
How to avoid debt traps and scams
The truth about loans and credit cards
Saving strategies, emergency funds, and financial risks
Insurance, investments, and the global economy
Part-time work rights and money responsibilities
How family financial planning affects you
A final team project to practice everything you've learned
This is not just a textbook—it’s a life book. It helps you build money habits that stay with you for years.
Let this book be your first step toward smart money management and financial independence.
Because the earlier you start, the stronger your future becomes.
About the author
Dipta Das is a seasoned trader with over 12 years of market experience, including 6 years in the professional banking sector, where he gained firsthand exposure to the internal mechanics of financial systems, institutional risk models, and liquidity flow within regulated markets.
His journey into trading began not with indicators, but with curiosity — a relentless pursuit to understand why prices move the way they do. From sitting behind terminals in a bank to executing trades as an independent professional, Dipta developed a unique perspective that bridges institutional insight with retail trader application.
Over the years, he has specialized in liquidity-based trading strategies, focusing on smart money behavior, order flow, and structural price action. He has mentored traders worldwide, built trusted educational frameworks, and remained committed to one core belief:
"Success in trading doesn’t come from predicting price. It comes from understanding where liquidity hides and how intent shapes the move."
Today, Dipta continues to trade full-time, write, educate, and support a growing global community of traders who seek clarity beyond indicators, and truth beneath the charts.
Location: India
Email: [email protected]
