Trade Republic: Broker & Bank

4.5
257K reviews
5M+
Downloads
Content rating
PEGI 3
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About this app

The smartest way to invest, spend and bank.
Earn 2 % interest on unlimited cash. Get your subscription free card to spend and earn 1 % Saveback. Invest easily and safely with just 1 €.

Earn while you spend
- Activate 2 % annual interest with your new Trade Republic IBAN and earn money every month on unlimited cash with your current account. Enjoy full flexibility to withdraw any time.
- No monthly subscription fee. Unlimited free ATM withdrawals worldwide from 100 €.
- Earn 1% Saveback on card spending into your savings plan. You can earn Saveback on up to 1,500 € in monthly spending. To qualify, invest at least 50 € monthly in savings plans.
- Round up card payments and invest spare change on the go.

Save now for later
- Invest with just 1 € in stocks or ETFs. No hidden fees, easy and safe.
- Savings Plans on ETFs or stocks to invest continuously for long term wealth.
- Bonds to lock in high interest for years and get regular payments. Start with 1 €, sell anytime.
- Invest in Private Markets. 12 % market target return and more diversification.

Trusted by millions
- Over 8 millions users and 100 billions € of assets across 17 European countries.
- German bank regulated by BaFin and Bundesbank.
- Publicly regulated exchange and better spreads than the reference market.

We are on a mission to empower everyone to create wealth with easy, safe and free access to the financial system.

Please refer to our website for more information.
Updated on
Oct 16, 2025

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
This app may share these data types with third parties
Location, App info and performance, and Device or other IDs
This app may collect these data types
Location, Personal info and 3 others
Data is encrypted in transit
You can request that data be deleted

Ratings and reviews

4.5
254K reviews
Alex Pozgaj
August 10, 2025
Absurd! Both me and my son have not managed to go through the ID verification step, the process breaks down at different steps. For me, it "doesn't recognize the face in the frame". Pixel 7, good camera, good light. For my son, the process broke down during the verification call - audio (loudspeaker) issues. Support completely unhelpful "uninstall and install again, maybe that will help". It didn't.
51 people found this review helpful
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Vadim Zuev
May 26, 2025
Overall a good experience. An ability to switch the display currency would be nice (if such an option already exists, it must be well hidden). When you regularly follow global analytics / market coverage, it would be beneficial to see everything on TR in USD in order to be able to relate quickly, while your local currency is better suited for other things.
26 people found this review helpful
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Jaap Stelwagen
June 7, 2024
Warning, funds disappeared after opening the account. I opened the account and transferred two amounts to my new trade republic bank account. The first transfer arrived, but the second disappeared. Good thing is that the support is responsive, but after 6 emails they still haven't resolved the issue. The question is, do you want so much trouble for some basic as a transfer of funds? The app does not feel secure enough to me now, I will not transfer any more money to it.
49 people found this review helpful
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What’s new

We work every day to make the Trade Republic app even better for you.

Download the latest version to take advantage of the latest features. This version includes bug fixes and improvements.