Tamara | Split your payments

4.9
506K reviews
1M+
Downloads
Content rating
PEGI 3
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About this app

SHOP AT YOUR FAVORITE STORES
Split your payments or Pay in Full at a wide range of your favorite stores, including SHEIN, Namshi, noon, Nice One, Golden Scent, IKEA and many more. You’ll never run short of options!

NO WORRIES, NO FUSS!
Bid farewell to lengthy approval processes and mountains of paperwork. Just sign up within minutes, shop, and select Tamara at checkout, and you’re good to go!

EXCLUSIVE DISCOUNTS WITH FARAH
With our Farah discount program, grab exclusive Farah discounts from brands you know and love via the Tamara app.

SEAMLESS REFUNDS & RETURNS
With Tamara, your refund and return experiences have never been more hassle-free.

A HASSLE-FREE SHOPPING EXPERIENCE
Download the Tamara app to easily manage your payment plan, receive payment reminders, explore discounts, and discover new stores.
Updated on
Jul 11, 2025

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
This app may share these data types with third parties
Personal info, Financial info and 2 others
This app may collect these data types
Personal info, Financial info and 3 others
Data is encrypted in transit
You can request that data be deleted

Ratings and reviews

4.9
502K reviews
renel dacutan
November 1, 2024
At first Tamara was good. But suddenly it stop approving purchases then it totally not connecting to any payments online. Keep on getting the same error message " An unexpected error occurred, try refreshing the page again". The online chat is simply useless since it is a chatbot. I dont owe any balance so I dont find any reason for this error. No explaination was given. I had stopped using Tamara for more than a month now.
45 people found this review helpful
Did you find this helpful?
Tamara FZE - Dubai
November 3, 2024
Hey! Apologies for any inconvenience caused. Your satisfaction is our priority, and we're committed to resolving your issue promptly. Reach out to us at Tamara Help Center: https://support.tamara.co/hc/en-us or call: KSA: 8001181118 UAE: 600 5 TAMAR (600582627) or 045425100. KW: +96522204638 We're ready to assist you!
Amanda Gee
July 23, 2025
I have an excellent credit history with Tamara and always paying earlier than my due. Am also a Tamara Smart member. However, suddenly my high purchasing power disappeared (after making a payment a few days earlier than my due) and now I can't purchase anything. This is frustrating when you have a really excellent payment history. Another issue is I cannot even contact support. Chatbot is useless. Edit: there is no option but chatbot in your in-app customer care.
3 people found this review helpful
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Tamara FZE - Dubai
July 23, 2025
Thank you for taking the time to share your feedback. We take your feedback seriously and will use it to improve our service. And kindly note that your credit limit will increase automatically according to your Tamara history. Tamara is committed to providing the best possible experience for our customers.
Jonathan Rodriguez
June 12, 2025
Purchasing power factor are irreasonable. I was a member of their premium, used my credit, paid on time and in advance, but the next time i purchase, they asked for higher downpayment. Not very convenient to use on my side as i expect to have a good credit with them but their factors suckkks! Done deleting my account and will use other platform than using this. Building credit history on this platform is very unreasonable and really suckkkss.
6 people found this review helpful
Did you find this helpful?
Tamara FZE - Dubai
June 12, 2025
Thank you for taking the time to share your feedback. We are sorry to hear that your experience hasn’t met your expectations. We truly value your input, and it helps us improve our service. Please reach out to our support team through the in-app help center for immediate assistance.

What’s new

Hey, it’s been a while! We’ve made some upgrades to give you a smoother Tamara experience
- Faster app loading time
- Discover nearby stores that accept Tamara
- Easier payments online & in-store with Tamara Card
- Submit claims in-app with automated claim validations
- Improved chatbot support for quicker help
- Failed refunds? You can now get them via bank transfer