slice: UPI credit card & bank

Ukubhanga okukusebenzelayo. Vula i-akhawunti yokonga yedijithali engabhalanga kahle, zuza inzalo yansuku zonke ngo-100% wesilinganiso se-repo ye-RBI, thola amanani e-FD afika ku-7.75%, futhi ufinyelele imalimboleko yomuntu siqu esheshayo efika ku-R5 lakhs ngokuthepha nje okumbalwa. Futhi, jabulela izinkokhelo ezisheshayo ze-UPI, izinkokhelo zebhili ezizenzakalelayo, nokulandelela ukusetshenziswa kwemali kwesikhathi sangempela ngokuvikeleka okuphelele.

I-akhawunti yokonga yedijithali enenzalo yansuku zonke
✔️ Vula i-akhawunti yokonga ku-inthanethi ngaso leso sikhathi unamaphepha ayiziro.
✔️ Zuza inzalo nsuku zonke efakwa ngokuzenzakalelayo ku-akhawunti yakho.
✔️ Thola u-100% wesilinganiso se-repo ye-RBI kubhalansi yakho, kungakhathaliseki ukuthi ngu- ₹10 noma u- ₹10 lakh.
✔️ Ayikho ibhalansi encane edingekayo ukuze ube nokuvumelana nezimo okuphelele.


Idiphozithi engaguquki (FDs) enembuyiselo efika ku-7.75%.
✔️ Vikela amanani enzalo aphezulu e-FD ngezimbuyiselo eziqinisekisiwe.
✔️ Ukubhuka okusheshayo kwe-FD nokuhoxiswa kalula noma nini lapho kudingeka.
✔️ Qhathanisa amanani e-FD bese ukhetha inketho engcono kakhulu yezinhloso zakho.
✔️ Idiphozithi ifakwe umshwalense ofika ku- ₹5 lakhs nge-DIGCC.



Imali mboleko yomuntu siqu esheshayo efika ku-R5 lakhs
✔️ Thola imvume yemalimboleko ngemizuzu ngaphandle kwamaphepha.
✔️ Boleka u- ₹100 ukuya ku- ₹5,00,000 ngezinketho eziguquguqukayo zokukhokha kwe-EMI.
✔️ Azikho izindleko ezifihliwe noma izinqubo ezinde, ukuboleka okusobala nje.
✔️ Hlola ukufaneleka kokubolekwa ku-inthanethi futhi ufinyelele izimali ngokushesha.


Isibonelo sokuboleka ucezu
Inani lemalimboleko: ₹2,000
Izinga lenzalo: 18%
Imali yokucubungula (kuhlanganise ne-GST): ₹60
Inani lenkokhelo: ₹2,000
Uma ibuyiselwa ezinyangeni eziyi-12: ₹2,241
Isamba senzuzo ekhokhwayo: ₹181
*Qaphela: Lezi zinombolo ezezinjongo zokumela kuphela. I-APR yokugcina izoncika ekuhlolweni kwekhredithi yekhasimende.
*I-APR (Isilinganiso Sephesenti Lonyaka) yisamba sezindleko ozozikhokhela ngokuboleka imali phakathi nonyaka. Kuhlanganisa inani lenzalo kanye nanoma yiziphi izinkokhelo ezikhokhiswa umbolekisi. I-APR ikunikeza isithombe esicacile sokuthi imalimboleko izokubiza malini ngempela.


Izinkokhelo ze-UPI nezinkokhelo zebhili zenziwe zalula
✔️ Imisebenzi ye-UPI yesekhondi elingu-1 ngokuvikeleka okuphelele.
✔️ Izinkokhelo zebhili yokuthepha okukodwa kweselula, ugesi, amanzi, nokunye.
✔️ Khokha ngokuzenzakalela ukuze uphathe izikweletu ngaphandle kwezinsuku ezidingekayo.
✔️ Shaja kabusha i-Airtel, Jio, Vi, BSNL, Tata Sky, DishTV, Sun Direct ngemizuzwana.
✔️ Khokha izikweletu zekhadi lesikweletu ngesikhathi futhi ugweme imali ekhokhwa sekwephuzile.

✨ Kungani ukhetha ucezu?
✔️ I-akhawunti yokulondoloza ibhalansi enguziro enenzalo yansuku zonke efakwa ngokuzenzakalelayo.
✔️ Amazinga enzalo e-FD ahamba phambili anembuyiselo efika ku-7.75%.
✔️ Imali mboleko yomuntu siqu esheshayo efika ku- ₹5 lakhs ngaphandle kwamaphepha.
✔️ UPI nezinkokhelo zebhili ezisheshayo nezingenazinkinga.
✔️ 100% ukubhanga kwedijithali ngokuvula i-akhawunti okungenamthungo.
✔️ 24x7 ukwesekwa kwamakhasimende kuzo zonke izidingo zakho zebhange.

Landa ucezu namuhla futhi ulawule izimali zakho ngokubhanga okuhlakaniphile.