4.7
141K reviews
1M+
Downloads
Content rating
PEGI 3
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About this app

Smart Banka is a free mobile banking app offering fast and simple bank account administration from your phone. It provides clear overview of all your products, account balance, payments, credit top up and branch map. Sign up with PIN or fingerprint, use PIN for payment approval so there is no need to confirm with sms key. Download and use of Smart Banka is free of charge.

How to start?
Just install the app, follow the guidelines on screen, register your device in the Internet Bank and start using it immediately.

Is it safe?
Yes, mobile apps breaching is very hard. Sign up to Smart Banka where payments are protected with 4 – 8 digit PIN code that only you know. The communication between Smart Banka and bank server is highly protected & encrypted.

What can you find in Smart Banka?
• Current balances overview on one screen including your Bene+ rewards
• Account movements overview
• User profile management (personal, company or eDisponent)
• Easy payment entry
• Templates and QR code payments
• Unprocessed payments and overdue repayments notification
• Branch and ATM map with simple deposit ATM filter
• Mobile phone credit top up
• Immediate temporary card block and unblock
• Card limits change
• Loan status
• Investment products development
• Current exchange rates overview
• Travel insurance
Updated on
30 July 2025

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region and age. The developer provided this information and may update it over time.
This app may share these data types with third parties
App activity, App info and performance and Device or other IDs
This app may collect these data types
Personal info, Financial info and 4 others
Data is encrypted in transit
You can request that data be deleted

Ratings and reviews

4.9
139K reviews
Vit Glad
28 July 2025
After the update I can't log in and the App can't recognize my permanent residence card🤬🤬🤬 If you make an upgrade make sure that everything works fine!!! You haven't tested it properly and now you complicate the lives of your customers! Do you really think that everyone will go to the Moneta branch for help?! No, a lot of your customers will just change the bank!
1 person found this review helpful
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MONETA Money Bank
29 July 2025
We are sorry that Smart Banka has been unpaired. But it's not possible to pair Smart Banka via permanent residence. Thank you for the feedback, which we pass on to our colleagues.
Alexander Gissler
26 March 2025
The app overall does what it should, but is relatively complicated, which is in sync with the internet portal of this bank. I tried to set up a savings account as an active customer several times, the helpdesk pointed to this app, however after logging in there was no path ahead. I'll cancel my account here soon, and will keep in mind never to return to this bank
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Michal Maruška
12 May 2023
OK. Add says: "you will have product in a few minutes!" No way! App gives "unexpected error" no matter what way you use to confirm identity (Bank ID, or scan documents). So after 45min of useless attempts you call support and it sounds like they are having a party in the background. Cool. So 1 hr passed and I am going to another bank, thanks.
9 people found this review helpful
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MONETA Money Bank
14 June 2023
We are very sorry it was not possible to open account via Smart Bank. In order to do this online, you need to have Czech citizenship and Czech ID card. If you meet these conditions, please contact us via this form: https://www.moneta.cz/kontaktujte-nas/potrebuji-poradit We will look into this with you.

What's new

This update contains minor bug fixes and improves the stability and accessibility of the app.